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      <h2> Frequently Asked Questions</h2>
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   <h2>FAQs</h2>
   <p><strong>What is our credit facility limit?</strong><br />
All requests for a credit facility will be considered   on their merits. Credit facility limits are offered up to the equivalent   of two times of the monthly payroll. <br />
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<strong>Can we use the facility again? </strong><br />
As long as the previous trading period was completed   successfully, a company can rejoin the Golden Bridge Payroller scheme   as many times as they require at any time. <br />
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<strong>What happens when we terminate the credit facility? </strong><br />
Your company can terminate the Facility by repaying   the whole of the Money Owing (including interest calculated up to the   proposed repayment date) on or before the Termination Date. Also, a   28-day notice is required for the termination of the Facility.<br />
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<strong>How long will I be tied in for? </strong><br />
There is no minimum contract period. You are free to   'dip in and out' of the service as and when your cash flow dictates.<br />
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<strong>When will my employees get paid? </strong><br />
You can specify the required payment details by   accessing your online account facility not less than two Business Days   before the expected salary day. We will make the required payment by   paying the wages of the nominated employees directly to the employee’s   bank accounts. <br />
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<strong>Will my employees know they are being paid by Golden Bridge Payroller? </strong><br />
No, you can select the description that will appear on your employees bank statements.<br />
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<strong>Will anyone know that I am using Golden Bridge Payroller?</strong> <br />
No, the use of the Golden Bridge Payroller package is strictly confidential.<br />
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<strong>Will I have to give a personal guarantee? </strong><br />
Typically the Golden Bridge Payroller facility is   unsecured. All information provided by directors will be warranted in   their personal capacity by them. In certain circumstances, a personal   guarantee may be required at Golden Bridge Payroller’s sole discretion.   We recommend you seek independent legal and financial advice before   entering into a Golden Bridge Payroller’s agreement.<br />
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<strong>Will it clash with my current factoring/overdraft/other borrowings including any debenture? </strong><br />
Golden Bridge Payroller is complimentary to all your   current borrowing. It works alongside all forms of asset based finance   without affecting existing security arrangements.<br />
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<strong>Who is responsible for the PAYG payments? </strong><br />
It will always remain the company's responsibility to maintain their PAYG payments. <br />
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<strong>How will it appear in my accounts? </strong><br />
It will appear as a normal trade creditor.<br />
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<strong>Does it affect my BAS report? </strong><br />
No, this has no effect on your BAS report.<br />
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<strong>Are there any costs to my employees? </strong><br />
There are no costs to the employee when operating the Golden Bridge Payroller scheme.<br />
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<strong>Is there any set up or account fees? </strong><br />
No, there is no set up fee or account fees. You only pay for the interest period you used.<br />
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<strong>What happens if a current employee leaves the business? </strong><br />
Initially the number of employees will be set-up to   match your requirements. You are able to Add/Amend your employee’s   details from your online access.<br />
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<strong>What happens if a new employee starts? </strong><br />
As long as the credit facility is not breached (if   it is then you would have to re-apply for a higher credit limit), a new   employee can be added to the scheme. <br />
The system gives you the facility to add employees.   However, the employee must be added 3 business days prior to the first   payment date. <br />
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<strong>What happens if I cannot get all my employees within the credit limit? </strong><br />
Don't worry. We can pay selected employees on your   behalf, whether it be just your weekly paid staff or a combination of   weekly/monthly or even a small proportion of your employees. <br />
Contact our team of advisors and we can recommend the best option to suit your business. <br />
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<strong>How long does it take to set-up? </strong><br />
On receipt of all the relevant documentation Golden   Bridge Payroller will have you up and running within a week. <br />
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<strong>Do you calculate our employees wages? </strong><br />
No, you calculate your employees wages using your   present system, and provide us with the net pay amount you would like to   us to pay into your employee’s nominated accounts on your behalf on the   required date(s).<br />
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<strong>How does Golden Bridge Payroller work?</strong> <br />
You inform Golden Bridge Payroller the payment   details for each employee (net pay, payday, nominated bank account   details and etc.); Golden Bridge Payroller will then pay the Net Wage   directly into each employee's bank account by EFT.<br />
You will pay Golden Bridge Payroller 56 days later by direct debit. </p>
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     <h2>Positive Cash Flow</h2>
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       Managing growth can be tricky especially  when it creates temporary negative cash flow. The Golden Bridge Payroller™  solution overcomes this problem.</p>
       
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